Woolworths Everyday Money Card

It doesn’t get any better than this! The Woolworths Everyday Money Card revolutionises value with:

$0 annual fee 1st year, a saving of $49!

Up to 55 days interest free on purchases

You can also earn reward points everywhere that you use the card, including racking up bonus points on Woolworths Selects products and at Woolworths group stores.  These points are then converted into an Everyday Money Shopping Card for you to use on whatever you like.

Top Five Benefits:

• $0 annual fee for the first year & a low $49 after that
• $30 Cash Back
• 1 point per $1 spent on general purchases
• Add an additional cardholder to your account at no extra cost
• Up to 55 days interest free on purchases

Card details:

• Annual Fee: $49 (waived in the first year)
• Interest Rate: 19.84%
• Balance Transfer: 5.99% for up to 6 months
• Interest Free Period: up to 55 days
• Credit Card Type: MasterCard
• Cash Advance Rate: 21.34% p.a.
• Rewards Program: Everyday Money Shopping Card

Other Stuff & words from our guru.

As well as a card which offers superb value, a microchip is embedded in the Woolworths Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use.

Cardholders can also use their card with the ePump service at over 420 participating Caltex Woolworths/Safeway co-branded fuel outlets to save time and earn extra reward points.

Fees, charges and interest rates apply and are current as at July 15th, 2010 and are subject to changes.

Important Information

The Woolworths Everyday Money credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 (“HSBC”). HSBC is the credit provider and a registered person under the National Consumer Credit Protection Act 2009. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. HSBC lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 1 January 2011 and are subject to change. Terms and conditions apply and are available upon request. Eligibility criteria and conditions apply.

¹No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, stand alone photo kiosks, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers.

² Interest Rate of 5.99% p.a. will apply for the first 6 months of your balance transfers from non-HSBC credit or stores cards. After this period, any balance outstanding from the balance you transfer will accrue interest at the Cash Advance Interest Rate applicable at the time (currently 21.34% p.a.).