Citibank Platinum Card


Interest Rate: 20.74%
Balance Transfer: 3.9%
Annual Fee: $250
Interest Free Days: 55 Days

Citibank Platinum Card

Do you want a superior platinum card offering generous card limits and rewards?

The Citibank Platinum Card offers all the superb service you’d expect from a platinum card.  Cardholders also benefit from Citibank’s complimentary personalised rewards points program which offers reward points that never expire and can be redeemed for anything from merchandise, gift cards, school fees or even new furniture for your home.  You can even transfer the points into Qantas Frequent Flyer miles.

Oh, and there’s also a superb 3.9% interest rate on balance transfers for the lifetime of the balance.

Top Five Benefits:

  • 3.9% on balance transfers for the lifetime of the balance
  • 1 point for every $1 spent
  • Personal 24 hour concierge service
  • Generous card limits of up to $100,000
  • Complimentary international travel insurance for you and your family

Card details

Annual Fee   $250

Interest Rate   20.74% p.a. on purchases

Interest Free Period  up to 55 days

Application Criteria  Minimum Income $50,000 p.a.

Credit Card Type  Visa

Cash Advance Rate  21.24% p.a.

Rewards Program  Citi Rewards

Balance Transfer Rate  3.9% p.a. for the lifetime of the balance

As well as benefiting from Citi World privileges and a 24/7 personal concierge service, Citibank Platinum cardholders are also protected by international travel insurance and an extended warranty on goods bought with their card.

Citi Credit Cards are currently offering an introductory rate of 3.9% p.a. for the life of the balance transfer. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Platinum card interest rate currently 21.24% p.a. The Platinum Card current standard variable rate is 20.74% p.a. on retail purchases. Interest rates are variable subject to change and Citi’s Credit Criteria.

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