HSBC Gold Visa Card


Interest Rate: 19.75%
Balance Transfer: 0%
Annual Fee: $89
Interest Free Days: 55 Days

HSBC Gold Visa Card

Do you want a gold card with a choice of purchase rates and a great rewards program?

The HSBC offers all the security and service you would expect from a gold card.  Cardholders can also choose the interest rate they want to pay.  You can save by locking in 5 purchases per calendar year (from $500 each) at either a low interest rate of 10.99% p.a. for 120 days or up to 90 days interest free.

Cardholders also enjoy international travel, extended warranty, guaranteed pricing, and purchase protection insurance at no extra cost.

Top Five Benefits:

  • 1 point for every $1 spent
  • Low annual fee of $89
  • 0% on balance transfers for 6 months
  • 19.75% on purchases
  • Up to 55 days interest free period

Card details

Annual Fee   $89

Interest Rate   19.75% p.a. on purchases (with other rate options)

Interest Free Period  up to 55 days

Application Criteria  Minimum Income $50,000 p.a.

Credit Card Type  Visa

Cash Advance Rate  21.99% p.a.

Rewards Program  Rewards Gold Plus

Balance Transfer Rate  0% p.a. on balance transfers for 6 months

As well as a superb balance transfer rate, HSBC Gold Card holders automatically become members of the Rewards Gold Plus program, through which you can earn reward points to redeem on flights and travel rewards, shopping and entertainment vouchers, financial rebates or a wine program.

Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate.

All interest rates are current and are subject to change

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