No Annual Fee Credit Cards
Fees, Fees, Fees - Sound familiar? We know you don't want to give more cash to the banks than you have to, and that includes credit card fees and charges. So, why not choose a better credit card? One of the easiest ways that the banks make their money is by charging an annual fee for their credit card. If you don’t want to line the banks’ pockets, have you considered taking out a no annual fee credit card? Start here:
| Card | Description | Interest Rate (p.a) | Balance Transfer (p.a) | Annual Fee | Interest Free Days (up to) | Info |
|---|---|---|---|---|---|---|
 Woolworths Everyday Money Card |
It doesn’t get any better than this, $0 annual fee for the first 12 months ($49 after that) & Great rewards! |
19.84% p.a. | 5.99% p.a. for 6 months | $0 | 55 Days |  More Info |
Why A No Annual Fee Credit Card?
Shop til you drop
If you don’t use a credit card very often, why on earth would you want to pay for the privilege of plastic?
There are a number of credit cards in Australia that offer excellent benefits without charging an annual fee. You can take advantage of low interest rates, a high number of ‘interest free days’ and competitive balance transfer rates without it costing you a cent.
Don’t pay if you don’t have to
There are many countries where an annual fee for a credit card would be considered unusual. In the UK, for example, very few companies make an annual charge for their cards.
So, use a site such as Credit Card Rewards to shop around and find a competitive card that doesn’t charge a fee. Sure, if you want to benefit from credit card rewards, or if you are looking for a gold card or a platinum card, then you may have to pay a charge.
However, if you are looking for a simple, straightforward credit card for your day to day shopping, then why not look for a card with no annual fee? Selecting the right credit card will make your money go further.
If you want to add additional cardholders
Another clever way that the banks make money is to charge you to add an additional cardholder to your credit card account.
However, you will often find that no annual fee credit cards also allow you to add one or more additional cardholders free of charge. If you want to open a joint account with your partner, or if you have adult children you want to add to your account, a no annual fee card can be the cost effective way to achieve this.
Remember, that we at Credit Card Rewards are 100% Australian owned and managed from our headquarters here in Sydney. Whilst some banks like to reward us if you apply for their card, you can rest assured that this doesn't affect our reviews or any of the information you see on our site.
Our goal is to provide you with all the facts so that you can make the best choice. So, why not start comparing no annual fee cards now?
