The NAB Velocity Gold Card allows you to collect points to redeem through the Velocity credit card rewards program. Velocity is the award winning loyalty program of Virgin Blue, V Australia, Pacific Blue and Polynesian Blue.
The Citibank Emirates Card offers all the luxury, flexibility and ‘best in class’ benefits you’d expect from a platinum card. When flying Emirates, would you like one chauffeur driven ride to and from the airport, or perhaps a complimentary pass to an Emirates lounge at an Australian airport?
The Bankwest More Gold MasterCard allows you to collect points quickly to benefit from thousands of rewards. Not only do you benefit from all the additional insurances and service offered by a gold card, but you can also earn points towards electronics and travel. And, new Bankwest customers will receive 10,000 bonus reward points just for activating their card.
The Bankwest More MasterCard offer a superb rewards program with 1.5 reward points for every $1 spent on eligible purchases. New Bankwest customers will also get a 5,000 point bonus just for activating their card. You can add additional cardholders for free to increase your points earning potential before choosing from thousands of rewards to enjoy.
With an ANZ Frequent Flyer Platinum card you have both an American Express and a Visa card linked to the same account. You benefit from two cards, one account, one credit limit and the potential to earn unlimited Frequent Flyer points. You will also benefit from 90-day Purchase security insurance and overseas travel and medical insurance.
With an ANZ Frequent Flyer Gold card you have both an American Express and a Visa card linked to the same account. You benefit from two cards, one account, one credit limit and the potential to earn unlimited Frequent Flyer points. You will also benefit from 90-day Purchase Security Insurance. This provides insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Frequent Flyer Gold credit cards.
With an ANZ Frequent Flyer card you will have both an American Express and a Visa card linked to the same account. You benefit from two cards, one account, one credit limit and the potential to earn unlimited Frequent Flyer points. You can also take advantage of exclusive offers with American Express Selects™.
The ANZ Rewards Gold Visa Card awards points for every $1 spent on the card, so it is easy to build up rewards. You will also benefit from the superior service and security offered to gold cardholders, including access to special entertainment offers and commission free traveller’s cheques bought through an ANZ branch.
1 point for every $1 spent on the card it is easy to build up great rewards
Making the right choice of rewards credit card
Are you looking for a rewards credit card?
There are dozens of rewards credit cards in Australia offering everything from international flights to a new iPod. So, how do you go about finding the right rewards credit card for your needs?
Whilst we at Credit Card Rewards don’t just compare rewards cards, our knowledge of these cards is second to none. Our goal is to provide you with all the facts so that you can make the best choice of rewards card. Our guide will help you make the right choice.
Is a rewards credit card suitable for you?
If you use your credit card regularly, but generally pay off the balance in full every month then a rewards credit card could be perfect for you.
Credit card rewards points are generally awarded for every dollar that you spend using your card. So, the more you use your card, the greater the number of points you will typically receive.
If you don’t use a credit card very often, you might not earn enough points on a rewards credit card to make it worthwhile. Similarly, if you maintain a balance on your credit card, a rewards credit card might not be the best choice for you. This is because the interest that you pay on your borrowing is likely to outweigh the value of any rewards that you may earn.
What type of credit card rewards are there?
There are dozens of rewards credit cards on offer. When choosing a rewards card, you should make sure that you choose a scheme which offers the types of rewards you are interested in.
For example, some reward schemes are linked to airline rewards programs. These often restrict your rewards to flights or accommodation. If you plan to use your rewards for travel, these schemes may well be perfect.
However, if you want to collect points to redeem for gift cards, homewares, cash or adrenaline experiences, you should pick a scheme that offers these choices.
What are the fees?
Always make sure that you check what fees and charges are applicable to your rewards credit card. Whilst many do carry an annual fee, this can vary from as low as $49 to over $200.
Sometimes, paying a higher annual fee will actually benefit you. That is because these rewards cards will offer you a greater number of points per dollar spent. If you use your card often, you may well benefit from paying a fee to earn enhanced rewards points.
Would a gold or platinum rewards card be better?
So-called ‘premium’ credit cards often offer faster points collection. It is not unusual for a gold or platinum credit card to offer more points per dollar spent than standard cards. These cards also often offer complimentary insurance products and a 24/7 concierge service in addition to enhanced rewards.