Westpac Altitude Card

Westpac Altitude Card

Do you want to take advantage of an award-winning rewards program?

The Westpac Altitude Card offers a rewards program offering everything from flights to electrical goods and vouchers for stores including Myer, Harvey Norman and David Jones.  With generous ‘points per dollar spent’ plus a bonus of 5,000 points just for using your card, it really is one of the best rewards programs in Australia.

The Westpac Altitude Card links both an American Express and a Visa or MasterCard to the same account.  You benefit from two cards, one account, one credit limit and the potential to earn unlimited rewards points.

Top Five Benefits:

• 2 points for every $1 spent on American Express card
• 1 point for every $1 spent on Visa or MasterCard
• Receive 5,000 bonus Altitude points when you first use either card for a purchase
• 3.99% on balance transfers for 6 months
• A range of complimentary insurances

Card details

Annual Fee   $100

Interest Rate   19.39% p.a. on purchases

Interest Free Period  up to 45 days

Application Criteria  N/A

Credit Card Type  Visa/MasterCard and American Express

Cash Advance Rate  20.99% p.a.

Rewards Program  Altitude Rewards

Balance Transfer Rate  3.99% p.a. on balance transfers for 6 months

As well as earning Altitude Rewards points through your Westpac Altitude Card wherever you use it, you can earn up to 1 bonus point for every dollar spent at participating bonus partners within Australia.  Cardholders can also get extra security when they shop at participating online retailers by registering with MasterCard ® SecureCode, or Verified by Visa ®, through the Westpac Added Online Security service.

This special rate is only available to customers who are applying for a new Altitude card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate (currently 19.39% p.a. and variable) and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 6 months the balance transfer rate will switch back to your credit card’s standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $200

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