Westpac Earth Card
Interest Rate: 19.39%
Balance Transfer: .99%
Annual Fee: $75
Interest Free Days: 45 Days
Westpac Earth Card
Do you want to earn Qantas Frequent Flyer points on one account combining two credit cards?
With a Westpac Earth Card you will have both an American Express and a MasterCard linked to the same account. You benefit from two cards, one account, one credit limit and the potential to earn unlimited Qantas Frequent Flyer points.
There’s also a terrific balance transfer rate of just .99% for a limited time.
Top Five Benefits:
- 1 point for every $1 spent on American Express card
- 0.5 points for every $1 spent on MasterCard
- Uncapped Qantas Frequent Flyer points earning potential
- .99% on balance transfers for a limited time
- Bonus points available when you use the card for selected Qantas products and services
Card details
Annual Fee $75
Interest Rate 19.39% p.a. on purchases
Interest Free Period up to 45 days
Application Criteria N/A
Credit Card Type MasterCard and American Express
Cash Advance Rate 20.89% p.a.
Rewards Program Qantas Frequent Flyer
Balance Transfer Rate .99 % p.a. on balance transfers for a limited time
As well as earning Qantas Frequent Flyer points on your Westpac Earth Card wherever you use it, you can earn points twice by spending with Qantas Frequent Flyer program partners – once on your card and once with the program partner. Cardholders also benefit from paying a fixed interest rate of just 5.99% p.a. on selected Qantas products and services.
This special rate is only available to customers who are applying for a new Earth card and request to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate (currently 19.39% p.a. and variable) and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 9 months the balance transfer rate will switch back to your credit card’s standard variable interest rate for purchases then applicable to your card account. Each balance transfer must be a minimum of $20
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